<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0508</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2025-04-25</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000108385</issuerCik>
        <issuerName>WORLD ACCEPTANCE CORP</issuerName>
        <issuerTradingSymbol>WRLD</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001341087</rptOwnerCik>
            <rptOwnerName>Dyer Daniel Clinton</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>104 S MAIN ST</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 400</rptOwnerStreet2>
            <rptOwnerCity>GREENVILLE</rptOwnerCity>
            <rptOwnerState>SC</rptOwnerState>
            <rptOwnerZipCode>29601</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>See remarks</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <aff10b5One>0</aff10b5One>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>COMMON STOCK, NO PAR VALUE</value>
            </securityTitle>
            <transactionDate>
                <value>2025-04-25</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>12960</value>
                    <footnoteId id="F1"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>44413</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>COMMON STOCK, NO PAR VALUE</value>
            </securityTitle>
            <transactionDate>
                <value>2025-04-25</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>F</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>4995</value>
                    <footnoteId id="F2"/>
                </transactionShares>
                <transactionPricePerShare>
                    <value>134.15</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>39418</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes>
        <footnote id="F1">Acquired upon achievement of certain performance criteria pursuant to the performance-based restricted stock granted October 15, 2018 under the Issuer's 2017 Stock Incentive Plan. The performance period for the restricted stock was September 30, 2018 until March 31, 2025, with achievement of the applicable performance criteria subject to determination by the Issuer's Compensation and Stock Option Committee. This determination was obtained on April 25, 2025.</footnote>
        <footnote id="F2">Payment of tax liability by withholding securities.</footnote>
    </footnotes>

    <remarks>Executive VP, Chief Branch Operations Officer</remarks>

    <ownerSignature>
        <signatureName>/s/Bert De Los Santos Attorney-in-fact</signatureName>
        <signatureDate>2025-04-29</signatureDate>
    </ownerSignature>
</ownershipDocument>
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X0508
4
2025-04-25
0
0000108385
WORLD ACCEPTANCE CORP
WRLD
0001341087
Dyer Daniel Clinton
104 S MAIN ST
SUITE 400
GREENVILLE
SC
29601
0
1
0
0
See remarks
0
COMMON STOCK, NO PAR VALUE
2025-04-25
4
A
0
12960
0
A
44413
D
COMMON STOCK, NO PAR VALUE
2025-04-25
4
F
0
4995
134.15
D
39418
D
Acquired upon achievement of certain performance criteria pursuant to the performance-based restricted stock granted October 15, 2018 under the Issuer's 2017 Stock Incentive Plan. The performance period for the restricted stock was September 30, 2018 until March 31, 2025, with achievement of the applicable performance criteria subject to determination by the Issuer's Compensation and Stock Option Committee. This determination was obtained on April 25, 2025.
Payment of tax liability by withholding securities.
Executive VP, Chief Branch Operations Officer
/s/Bert De Los Santos Attorney-in-fact
2025-04-29