<TABLE>
FORM 4                                        U.S. SECURITIES AND EXCHANGE COMMISSION
                                            STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

( ) Check box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b).
<CAPTION>
1. Name and Address of Reporting      2. Issuer Name and                       3. IRS or Social    4. Statement    5. If Amendment,
   Person                                Ticker or Trading                        Security            for             Date of
                                         Symbol                                   Number of           Month/Year      Original
                                                                                  Reporting Person                    (Month/Year)
                                                                                  (Voluntary)

<S>                                      <C>                                      <C>                 <C>             <C>
Hemingway, W. David                      Zions Bancorporation                                         07-2002
One South Main, 13th Floor               ZION

Salt Lake City, UT 84111

<CAPTION>
6. Relationship of Reporting Person to Issuer (Check all applicable)

_Director   _10% Owner    [X] Officer (give title below)  _Other (specify below)
<C>         <C>           <C>                          <C>
                          Executive Vice Pres.

7. Individual or Joint/Group Reporting
   [X] Form Filed by One Reporting Person
   [ ] Form Filed by More than One Reporting Person

<CAPTION>
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially owned

1. Title of       2. Trans-   3. Trans-   4. Securities aquired (A)    5. Amount of    6. Owner-  7. Nature of Indirect
   Security          action      action      or Disposed of (D)           Securities      Ship       Beneficial Ownership
   (Instr. 3)        Date        Code        (Instr. 3, 4 and 5)          Beneficially    Form:      (Instr. 4)
                                 (Instr.                                  Owned at        Direct
                     (Month/     8)                       (A)             End of Month    (D) or
                      Day/                                or              (Instr. 3       Indirect
                      Year)      Code  V  Amount          (D) Price       and 4)          (I)
<S>                  <C>         <C>  <C> <C>             <C> <C>         <C>              <C>        <C>
Common               07-30-2002   S       6,200           D   $49.29                       D

Common               07-30-2002   S         100           D   $49.28                       D

Common               07-30-2002   S         100           D   $49.30                       D

Common               07-30-2002   S         100           D   $49.31                       D

Common               07-30-2002   S         200           D   $49.32                       D

Common               07-30-2002   S         200           D   $49.33                       D

Common               07-30-2002   S         100           D   $49.34                       D

Common               07-30-2002   S         500           D   $49.40                       D

Common               07-30-2002   S       1,000           D   $49.42                       D

Common               07-30-2002   S         500           D   $49.43                       D

Common               08-08-2002   S       9,000           D   $52.00      95,110           D

Common                                                                     40,109.5121     I          401 (K) plan

Common                                                                     501.728         I          Custodian for minor children
</TABLE>

<PAGE>

<TABLE>
FORM 4                                        U.S. SECURITIES AND EXCHANGE COMMISSION
                                            STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

( ) Check box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b).
<CAPTION>
1. Name and Address of Reporting      2. Issuer Name and                       3. IRS or Social    4. Statement    5. If Amendment,
   Person                                Ticker or Trading                        Security            for             Date of
                                         Symbol                                   Number of           Month/Year      Original
                                                                                  Reporting Person                    (Month/Year)
                                                                                  (Voluntary)

<S>                                      <C>                                      <C>                 <C>             <C>
Hemingway, W. David                      Zions Bancorporation                                         07-2002
One South Main, 13th Floor               ZION

Salt Lake City, UT 84111

<CAPTION>
6. Relationship of Reporting Person to Issuer (Check all applicable)

_Director   _10% Owner    [X] Officer (give title below)  _Other (specify below)
<C>         <C>           <C>                          <C>
                          Executive Vice Pres.

7. Individual or Joint/Group Reporting
   [X] Form Filed by One Reporting Person
   [ ] Form Filed by More than One Reporting Person

<CAPTION>
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially owned

1. Title of       2. Trans-   3. Trans-   4. Securities aquired (A)    5. Amount of    6. Owner-  7. Nature of Indirect
   Security          action      action      or Disposed of (D)           Securities      Ship       Beneficial Ownership
   (Instr. 3)        Date        Code        (Instr. 3, 4 and 5)          Beneficially    Form:      (Instr. 4)
                                 (Instr.                                  Owned at        Direct
                     (Month/     8)                       (A)             End of Month    (D) or
                      Day/                                or              (Instr. 3       Indirect
                      Year)      Code  V  Amount          (D) Price       and 4)          (I)
<S>                  <C>         <C>  <C> <C>             <C> <C>         <C>              <C>        <C>
Common                                                                     1,574.731       I          Profit Sharing Plan

Common                                                                    31,563.31        I          Stock savings plan

<CAPTION>
Table II - Derivative Securities Acquired, Disposed of, or Beneficially owned
              (e.g., puts, calls, warrants, options, convertable securities)

1.                   2.       3.     4.      5.              6.          7.                    8.      9.      10.    11.
Title of             Con-     Trans- Trans-  Number of       Date exer-  Title and Amount      Price   Number  Owner- Nature
Derivative           version  action action  Derivative      cisable and of Underlying         of      of      Ship   of
Security             or       Date   Code    Securities      Expiration  Securities            Deriv-  Deriv-  Form   Indirect
(Instr. 3)           Exercise        (Instr. Acquired (A)    Date        (Instr. 3 and 4)      ative   ative   of     Bene-
                     Price of        8)      or Disposed     (Month/                           Secu-   Secu-   Deriv- ficial
                     Deriv-                  of (D)          Day/Year)                         rity    rities  ative  Owner-
                     ative                   (Instr. 3,                                        (Instr. Bene-   Secu-  ship
                     Security                4 and 5)                                          5)      fically rity:  (Instr.
                                                                                                       Owned   Direct 4)
                                                                                                       at end  (D) or
                              (                                                        Amount          of      Indi-
                              Month/  C                      Date  Expi-               or              Month   rect
                              Day/    O                      Exer- ra-                 Number          (Instr. (I)
                              Year    D                      cis-  tion                of              4)      (Instr.
                              )       E   V  (A)    (D)      able  Date  Title         Shares                  4)
<S>                  <C>      <C>    <C> <C> <C>    <C>      <C>   <C>   <C>           <C>     <C>     <C>     <C>    <C>
Option                                                                   Common                        17      D

</TABLE>
Explanation of responses:

          a. Reporting person disclaims beneficial ownership of these
             shares.

Signature of Reporting Person:

         /s/W. David Hemingway
         --------------------------------------------------
         W. David Hemingway
[{"type": "4", "sequence": "1", "filename": "form4-hemingway080902.txt", "description": "FORM 4 JULY 2002", "secsgml_size_bytes": 9296}]
FORM 4                                        U.S. SECURITIES AND EXCHANGE COMMISSION
                                            STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

( ) Check box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting      2. Issuer Name and                       3. IRS or Social    4. Statement    5. If Amendment,
   Person                                Ticker or Trading                        Security            for             Date of
                                         Symbol                                   Number of           Month/Year      Original
                                                                                  Reporting Person                    (Month/Year)
                                                                                  (Voluntary)
Hemingway, W. David                      Zions Bancorporation                                         07-2002
One South Main, 13th Floor               ZION

Salt Lake City, UT 84111
6. Relationship of Reporting Person to Issuer (Check all applicable)

_Director   _10% Owner    [X] Officer (give title below)  _Other (specify below)
Executive Vice Pres.

7. Individual or Joint/Group Reporting
   [X] Form Filed by One Reporting Person
   [ ] Form Filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially owned

1. Title of       2. Trans-   3. Trans-   4. Securities aquired (A)    5. Amount of    6. Owner-  7. Nature of Indirect
   Security          action      action      or Disposed of (D)           Securities      Ship       Beneficial Ownership
   (Instr. 3)        Date        Code        (Instr. 3, 4 and 5)          Beneficially    Form:      (Instr. 4)
                                 (Instr.                                  Owned at        Direct
                     (Month/     8)                       (A)             End of Month    (D) or
                      Day/                                or              (Instr. 3       Indirect
                      Year)      Code  V  Amount          (D) Price       and 4)          (I)
Common               07-30-2002   S       6,200           D   $49.29                       D

Common               07-30-2002   S         100           D   $49.28                       D

Common               07-30-2002   S         100           D   $49.30                       D

Common               07-30-2002   S         100           D   $49.31                       D

Common               07-30-2002   S         200           D   $49.32                       D

Common               07-30-2002   S         200           D   $49.33                       D

Common               07-30-2002   S         100           D   $49.34                       D

Common               07-30-2002   S         500           D   $49.40                       D

Common               07-30-2002   S       1,000           D   $49.42                       D

Common               07-30-2002   S         500           D   $49.43                       D

Common               08-08-2002   S       9,000           D   $52.00      95,110           D

Common                                                                     40,109.5121     I          401 (K) plan

Common                                                                     501.728         I          Custodian for minor children
FORM 4                                        U.S. SECURITIES AND EXCHANGE COMMISSION
                                            STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

( ) Check box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting      2. Issuer Name and                       3. IRS or Social    4. Statement    5. If Amendment,
   Person                                Ticker or Trading                        Security            for             Date of
                                         Symbol                                   Number of           Month/Year      Original
                                                                                  Reporting Person                    (Month/Year)
                                                                                  (Voluntary)
Hemingway, W. David                      Zions Bancorporation                                         07-2002
One South Main, 13th Floor               ZION

Salt Lake City, UT 84111
6. Relationship of Reporting Person to Issuer (Check all applicable)

_Director   _10% Owner    [X] Officer (give title below)  _Other (specify below)
Executive Vice Pres.

7. Individual or Joint/Group Reporting
   [X] Form Filed by One Reporting Person
   [ ] Form Filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially owned

1. Title of       2. Trans-   3. Trans-   4. Securities aquired (A)    5. Amount of    6. Owner-  7. Nature of Indirect
   Security          action      action      or Disposed of (D)           Securities      Ship       Beneficial Ownership
   (Instr. 3)        Date        Code        (Instr. 3, 4 and 5)          Beneficially    Form:      (Instr. 4)
                                 (Instr.                                  Owned at        Direct
                     (Month/     8)                       (A)             End of Month    (D) or
                      Day/                                or              (Instr. 3       Indirect
                      Year)      Code  V  Amount          (D) Price       and 4)          (I)
Common                                                                     1,574.731       I          Profit Sharing Plan

Common                                                                    31,563.31        I          Stock savings plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially owned
              (e.g., puts, calls, warrants, options, convertable securities)

1.                   2.       3.     4.      5.              6.          7.                    8.      9.      10.    11.
Title of             Con-     Trans- Trans-  Number of       Date exer-  Title and Amount      Price   Number  Owner- Nature
Derivative           version  action action  Derivative      cisable and of Underlying         of      of      Ship   of
Security             or       Date   Code    Securities      Expiration  Securities            Deriv-  Deriv-  Form   Indirect
(Instr. 3)           Exercise        (Instr. Acquired (A)    Date        (Instr. 3 and 4)      ative   ative   of     Bene-
                     Price of        8)      or Disposed     (Month/                           Secu-   Secu-   Deriv- ficial
                     Deriv-                  of (D)          Day/Year)                         rity    rities  ative  Owner-
                     ative                   (Instr. 3,                                        (Instr. Bene-   Secu-  ship
                     Security                4 and 5)                                          5)      fically rity:  (Instr.
                                                                                                       Owned   Direct 4)
                                                                                                       at end  (D) or
                              (                                                        Amount          of      Indi-
                              Month/  C                      Date  Expi-               or              Month   rect
                              Day/    O                      Exer- ra-                 Number          (Instr. (I)
                              Year    D                      cis-  tion                of              4)      (Instr.
                              )       E   V  (A)    (D)      able  Date  Title         Shares                  4)
Option                                                                   Common                        17      D
Explanation of responses:

          a. Reporting person disclaims beneficial ownership of these
             shares.

Signature of Reporting Person:

         /s/W. David Hemingway
         --------------------------------------------------
         W. David Hemingway