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  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  
  
  
  <DIV align="right" style="font-size: 10pt; margin-top: 12pt">As filed with the Securities and Exchange commission on June&nbsp;30, 2006<BR>
  Registration No. __________
  </DIV>
  
  
  <DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>
  <DIV style="width: 100%; border-bottom: 1pt solid black; font-size: 1pt">&nbsp;</DIV>
  
  
  
  
  <DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>SECURITIES AND EXCHANGE COMMISSION</B>
  </DIV>
  
  <DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
  </DIV>
  
  <DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>FORM S-8</B>
  </DIV>
  
  
  <DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>REGISTRATION STATEMENT<BR>
  UNDER<BR>
  THE SECURITIES ACT OF 1933</B>
  </DIV>
  
  <DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>Benjamin Franklin Bancorp, Inc.</B>
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">(Exact Name of Registrant as Specified in its Charter)</DIV>
  
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">Massachusetts
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">(State or Other Jurisdiction of Incorporation or Organization)</DIV>
  
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">04-3336598
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">(I.R.S. Employer Identification No.)</DIV>
  
  
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="47%">&nbsp;</TD>
      <TD width="5%">&nbsp;</TD>
      <TD width="47%">&nbsp;</TD>
  </TR>
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom">
      <TD align="center" valign="top">P.O. Box 309, 58 Main Street, Franklin, Massachusetts
  </TD>
      <TD>&nbsp;</TD>
      <TD align="center" valign="top">02038-0309</TD>
  </TR>
  <TR style="font-size: 1px">
      <TD align="center" valign="top" style="border-top: 1px solid #000000">&nbsp;
  </TD>
      <TD>&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD align="center" valign="top">(Address of Principal Executive Offices)
  </TD>
      <TD>&nbsp;</TD>
      <TD align="center" valign="top">(Zip Code)</TD>
  </TR>
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">(Full Title of the Plan)</DIV>
  
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">Thomas R. Venables<BR>
  President and Chief Executive Officer<BR>
  Benjamin Franklin Bancorp, Inc.<BR>
  P.O. Box 309<BR>
  58 Main Street
  </DIV>
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">Franklin, Massachusetts 02038-0309
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">(Name and Address of Agent For Service</DIV>
  
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">(508)&nbsp;528-7000
  </DIV>
  
  <DIV align="center"><DIV style="font-size: 3pt; margin-top: 1pt; width: 100%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
  
  <DIV align="center" style="font-size: 10pt">Telephone Number, Including Area Code, of Agent For Service)</DIV>
  
  
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">With a Copy to:<BR>
  Carol Hempfling Pratt, Esq.<BR>
  Foley Hoag <FONT style="font-variant: SMALL-CAPS">llp</FONT><BR>
  155 Seaport Boulevard<BR>
  Boston, Massachusetts 02210<BR>
  (617)&nbsp;832-1000
  </DIV>
  
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="1%">&nbsp;</TD>
      <TD width="24%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD><!-- VRule -->
      <TD width="2%">&nbsp;</TD>
      <TD width="14%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD><!-- VRule -->
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      <TD width="14%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD><!-- VRule -->
      <TD width="2%">&nbsp;</TD>
      <TD width="14%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD><!-- VRule -->
      <TD width="2%">&nbsp;</TD>
      <TD width="14%">&nbsp;</TD>
  
      <TD width="1%">&nbsp;</TD>
  </TR><TR style="font-size: 1px" valign="bottom">
      <TD nowrap align="left" colspan="15" style="border-bottom: 1px solid #000000">&nbsp;</TD>
  </TR>
  <TR style="font-size: 10pt" valign="bottom">
      <TD width="1%" style="border-left: 1px solid #000000; border-bottom: 1px solid #000000">&nbsp;</TD>
      <TD nowrap align="center" colspan="13" style="border-bottom: 1px solid #000000"><B>CALCULATION OF REGISTRATION FEE</B></TD>
      <TD width="1%" style="border-right: 1px solid #000000; border-bottom: 1px solid #000000">&nbsp;</TD>
  </TR>
  
  
  <TR style="font-size: 10pt" valign="bottom">
      <TD width="1%" style="border-left: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Amount</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Proposed Maximum</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Proposed Maximum</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Amount of</TD>
      <TD width="1%" style="border-right: 1px solid #000000">&nbsp;</TD>
  </TR>
  <TR style="font-size: 10pt" valign="bottom">
      <TD width="1%" style="border-left: 1px solid #000000">&nbsp;</TD>
      <TD nowrap align="center">Title of Each Class of Securities</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">to be</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Offering Price</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Aggregate Offering</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center">Registration</TD>
      <TD width="1%" style="border-right: 1px solid #000000">&nbsp;</TD>
  </TR>
  <TR style="font-size: 10pt" valign="bottom">
      <TD width="1%" style="border-left: 1px solid #000000">&nbsp;</TD>
      <TD nowrap align="center" style="border-bottom: 0px solid #000000">to be Registered</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center" style="border-bottom: 0px solid #000000">Registered (1)</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center" style="border-bottom: 0px solid #000000">Per Share (2)</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center" style="border-bottom: 0px solid #000000">Price</TD>
      <TD style="border-right: 1px solid #000000">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="center" style="border-bottom: 0px solid #000000">Fee</TD>
      <TD width="1%" style="border-right: 1px solid #000000">&nbsp;</TD>
  </TR>
  
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom">
      <TD width="1%" style="border-left: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">Common Stock (par value $.01)
  </TD>
      <TD style="border-right: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
      <TD style="border-top: 1px solid #000000">&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">836,837 shares
  </TD>
      <TD style="border-right: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
      <TD style="border-top: 1px solid #000000">&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">$13.82
  </TD>
      <TD style="border-right: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
      <TD style="border-top: 1px solid #000000">&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">$11,565,088
  </TD>
      <TD style="border-right: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
      <TD style="border-top: 1px solid #000000">&nbsp;</TD>
      <TD align="center" valign="top" style="border-top: 1px solid #000000">$1,237.47</TD>
      <TD width="1%" style="border-right: 1px solid #000000; border-top: 1px solid #000000">&nbsp;</TD>
  </TR>
  <TR style="font-size: 1px" valign="bottom">
      <TD nowrap align="left" colspan="15" style="border-top: 1px solid #000000">&nbsp;</TD>
  </TR>
  
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left">(1)</TD>
      <TD width="1%">&nbsp;</TD>
      <TD>Maximum number of shares issuable under the Benjamin Franklin Bancorp, Inc. 2006
  Stock Incentive Plan is 836,837.</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left">(2)</TD>
      <TD width="1%">&nbsp;</TD>
      <TD>Estimated solely for the purpose of calculating the registration fee pursuant to Rule 457(c)
  and (h)&nbsp;under the Securities Act of 1933, upon the basis of the average of the high and low prices
  of the common stock of the Registrant on June&nbsp;27, 2006, as reported on the Nasdaq Stock
  Market.</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV style="width: 100%; border-bottom: 1pt solid black; margin-top: 10pt; font-size: 1pt">&nbsp;</DIV>
  <DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>
  
  
  
  
  
  <P align="center" style="font-size: 10pt">&nbsp;
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  
  <!-- TOC -->
  <A name="toc"><DIV align="CENTER" style="page-break-before:always"><U><B>TABLE OF CONTENTS</B></U></DIV></A>
  
  <P><CENTER>
  <TABLE border="0" width="90%" cellpadding="0" cellspacing="0">
  <TR>
  	<TD width="3%"></TD>
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  	<TD width="3%"></TD>
  	<TD width="76%"></TD>
  </TR>
  <TR><TD colspan="9"><A HREF="#000">PART I</A></TD></TR>
  <TR><TD colspan="9"><A HREF="#001">PART II<BR> INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#002">Item&nbsp;3. Incorporation of Documents by Reference.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#003">Item&nbsp;4. Description of Securities.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#004">Item&nbsp;5. Interests of Named Experts and Counsel.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#005">Item&nbsp;6. Indemnification of Directors and Officers.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#006">Item&nbsp;7. Exemption from Registration Claimed.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#007">Item&nbsp;8. Exhibits.</A></TD></TR>
  <TR><TD></TD><TD colspan="8"><A HREF="#008">Item&nbsp;9. Undertakings.</A></TD></TR>
  <TR><TD colspan="9"><A HREF="#009">SIGNATURES</A></TD></TR>
  <TR><TD colspan="9"><A HREF="#010">POWER OF ATTORNEY</A></TD></TR>
  <TR><TD colspan="9"><A HREF="#011">EXHIBIT INDEX</A></TD></TR>
  <TR><TD colspan="9"><A HREF="b61436bfexv5.htm">Ex-5 Opinion of Foley Hoag LLP</A></TD></TR>
  <TR><TD colspan="9"><A HREF="b61436bfexv23w2.htm">Ex-23.2 Consent of Wolf & Company, P.C.</A></TD></TR>
  </TABLE>
  </CENTER>
  <!-- /TOC -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  
  
  
  <!-- link1 "PART I" -->
  <DIV align="left"><A NAME="000"></A></DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>PART I</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The document(s) containing the information specified in Part&nbsp;I of Form S-8 will be sent or
  given to participating employees and directors as specified by Rule&nbsp;428(b)(1) of the Securities Act
  of 1933, as amended (the &#147;Securities Act&#148;). These documents and the documents incorporated by
  reference into this Registration Statement pursuant to Item&nbsp;3 of Part&nbsp;II of this Registration
  Statement, taken together, constitute a prospectus that meets the requirements of Section 10(a) of
  the Securities Act.
  </DIV>
  <!-- link1 "PART II<BR> INFORMATION REQUIRED IN THE REGISTRATION STATEMENT" -->
  <DIV align="left"><A NAME="001"></A></DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>PART II<BR>
  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</B>
  </DIV>
  
  <!-- link2 "Item&nbsp;3. Incorporation of Documents by Reference." -->
  <DIV align="left"><A NAME="002"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;3. Incorporation of Documents by Reference.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following documents are hereby incorporated by reference in this Registration Statement:
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;The Registrant&#146;s Annual Report on Form 10-K for the fiscal year ended December&nbsp;31, 2005
  filed with the Commission on March&nbsp;28, 2006;
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;All reports filed by the Registrant pursuant to Section 13(a) or 15(d) of the Securities
  Exchange Act of 1934, as amended, since the end of the fiscal year covered by the Form 10-K
  referred to in clause (1)&nbsp;above; and
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp;The description of the Registrant&#146;s Common Stock contained in its Registration Statement
  on Form 8-A filed with the Commission on March&nbsp;9, 2005 including any amendment or report filed for
  the purpose of updating such description.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All documents filed by the Registrant pursuant to Sections&nbsp;13(a), 13(c), 14 and 15(d) of the
  Securities Act of 1934, as amended (the &#147;Exchange Act&#148;), prior to the filing of a post-effective
  amendment which indicates that all securities offered have been sold or which deregisters all
  securities then remaining unsold, shall be deemed to be incorporated by reference in this
  Registration Statement and to be a part hereof from the date of filing of such documents (such
  documents, and the documents enumerated above, being hereinafter referred to as &#147;Incorporated
  Documents&#148;); provided, however, that the documents enumerated above or subsequently filed by the
  Registrant pursuant to Sections&nbsp;13(a), 13(c), 14 and 15(d) of the Exchange Act in each year during
  which the offering made hereby is in effect prior to the filing of the Registrant&#146;s Annual Report
  on Form 10-K for such year shall not be Incorporated Documents or be incorporated by reference
  herein or be a part hereof from and after the filing of such Report.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any statement contained in this Registration Statement, or in a document incorporated or
  deemed to be incorporated by reference herein, shall be deemed to be modified or superseded for
  purposes of this Registration Statement to the extent that a statement contained herein, or in any
  other subsequently filed document which also is or is deemed to be incorporated by reference
  herein, modifies or supersedes such statement. Any such statement so modified or superseded shall
  not be deemed, except as so modified or superseded, to constitute a part of this Registration
  Statement.
  </DIV>
  <!-- link2 "Item&nbsp;4. Description of Securities." -->
  <DIV align="left"><A NAME="003"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;4. Description of Securities.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.
  </DIV>
  
  <P align="center" style="font-size: 10pt">&nbsp;
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  <!-- link2 "Item&nbsp;5. Interests of Named Experts and Counsel." -->
  <DIV align="left"><A NAME="004"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;5. Interests of Named Experts and Counsel.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.
  </DIV>
  <!-- link2 "Item&nbsp;6. Indemnification of Directors and Officers." -->
  <DIV align="left"><A NAME="005"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;6. Indemnification of Directors and Officers.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Sections&nbsp;8.50-8.59 of the Massachusetts Business Corporation Act authorize a Massachusetts
  corporation to indemnify its present and former directors and officers under certain conditions.
  Article&nbsp;7 of Registrant&#146;s by-laws provides that we shall indemnify each person who serves or has
  served as a director or officer at the level of Vice President or above to the fullest extent
  permitted by applicable law, against expenses (including attorney&#146;s fees), judgments, fines, ERISA
  excise taxes, penalties, and amounts reasonably paid in settlement incurred in connection with any
  threatened, pending or completed action, suit, arbitration, alternate dispute resolution mechanism,
  inquiry, investigation, administrative hearing or any other proceeding whether civil, criminal,
  administrative, arbitrative or investigative (without regard to whether the basis of such
  proceeding is alleged action in an official capacity as a director or officer or in any other
  capacity for or on behalf of Registrant while serving as a director or officer) or any claim, issue
  or matter therein, which proceeding such director or officer is, or is threatened to be made, a
  party to or participant in by reason of the fact that he or she is or was one of our directors or
  officers or was serving at our request as a director, officer, trustee, or in a similar capacity
  with another corporation, partnership, joint venture, trust, employee benefit plan or other
  enterprise. The rights of indemnification continue as to a director or officer after he or she has
  ceased to be a director or officer and shall inure to the benefit of his or her heirs, estate,
  executors, administrators and personal representatives. No amendment, termination or repeal of the
  provisions of Article&nbsp;7 of our by-laws or of the relevant provisions of the Massachusetts Business
  Corporation Act shall affect or deprive a director or officer of the benefit of those by-laws or
  applicable law with respect to any proceeding arising out of or relating to any actions,
  transactions or facts occurring prior to such amendment, termination or repeal.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.02 of the Massachusetts Business Corporation Act authorizes a Massachusetts
  corporation to adopt a charter provision eliminating or limiting the personal liability of
  directors to the corporation for monetary damages for breach of fiduciary duty as directors,
  provided that the provision may not eliminate or limit the liability of directors for:
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left"><B>&#149;</B></TD>
      <TD width="1%">&nbsp;</TD>
      <TD>any breach of the director&#146;s duty of loyalty to the corporation or its stockholders;</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left"><B>&#149;</B></TD>
      <TD width="1%">&nbsp;</TD>
      <TD>any acts or omissions not in good faith or which involve intentional misconduct or
  a knowing violation of law;</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left"><B>&#149;</B></TD>
      <TD width="1%">&nbsp;</TD>
      <TD>any improper distributions to stockholders under Section&nbsp;6.40 of the Massachusetts
  Business Corporation Act; or</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV style="margin-top: 6pt">
  <TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
  
  <TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
      <TD width="3%" style="background: transparent">&nbsp;</TD>
      <TD width="2%" nowrap align="left"><B>&#149;</B></TD>
      <TD width="1%">&nbsp;</TD>
      <TD>any transaction from which the director derived an improper personal benefit.</TD>
  </TR>
  
  </TABLE>
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.5.4 of Registrant&#146;s articles of organization provides that, to the maximum extent
  permitted by the Massachusetts Business Corporation Act, none of our directors shall be personally
  liable to us or our stockholders for monetary damages for breach of fiduciary duty as a director
  notwithstanding any provision of law imposing such liability. No amendment to or repeal of the
  provisions of Section&nbsp;6.5.4 shall apply to or have any effect on the liability or alleged liability
  of any director for or with respect to any act or failure to act of such director occurring prior
  to such amendment or repeal. If the Massachusetts Business Corporation Act is subsequently amended
  to further eliminate or limit the personal liability of directors or to authorize corporate action
  to further eliminate or limit such liability, then the liability of the directors will be
  eliminated or limited to the fullest extent permitted by the Massachusetts Business Corporation Act
  as so amended. A principal effect of Section&nbsp;6.5.4 is to limit or
  eliminate the potential liability of our directors for monetary damages arising from breaches of
  their duty of care, unless the breach involves one of the four exceptions described above.
  </DIV>
  
  <P align="center" style="font-size: 10pt">-3-
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.57 of the Massachusetts Business Corporation Act also authorizes a Massachusetts
  corporation to obtain insurance on behalf of its directors and officers against liability incurred
  by them in those capacities. Registrant has procured a directors&#146; and officers&#146; liability and
  company reimbursement liability insurance policy that insures (a)&nbsp;our directors and officers
  against losses, above a deductible amount, arising from specified types of claims made against them
  by reason of enumerated acts done or attempted by our directors or officers and (b)&nbsp;us against
  losses, above a deductible amount, arising from any of the specified types of claims, but only if
  we are required or permitted to indemnify our directors or officers for those losses under
  statutory or common law or under provisions of our articles of organization or by-laws .
  </DIV>
  <!-- link2 "Item&nbsp;7. Exemption from Registration Claimed." -->
  <DIV align="left"><A NAME="006"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;7. Exemption from Registration Claimed.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.
  </DIV>
  <!-- link2 "Item&nbsp;8. Exhibits." -->
  <DIV align="left"><A NAME="007"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;8. Exhibits.</B>
  </DIV>
  
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="1%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD>
      <TD width="97%">&nbsp;</TD>
  </TR>
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">5
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Opinion of Foley Hoag <FONT style="font-variant: SMALL-CAPS">llp</FONT> as to the legality of the securities being registered</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.1
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Consent of Foley Hoag <FONT style="font-variant: SMALL-CAPS">llp</FONT> (included in Exhibit&nbsp;5)</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.2
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Consent of Wolf &#038; Company P.C.</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">24
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Power of Attorney (contained on the signature page)</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan (included as Appendix&nbsp;B to the
  Company&#146;s Definitive Proxy Statement filed with the Securities and Exchange Commission on
  March&nbsp;28, 2006 and incorporated herein by reference).</TD>
  </TR>
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  <!-- link2 "Item&nbsp;9. Undertakings." -->
  <DIV align="left"><A NAME="008"></A></DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;9. Undertakings.</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;The undersigned Registrant hereby undertakes that, for purposes of determining any
  liability under the Securities Act, each filing of the Registrant&#146;s or the Plan&#146;s annual report
  pursuant to Section 13(a) or Section 15(d) of the Exchange Act that is incorporated by reference in
  the Registration Statement shall be deemed to be a new registration statement relating to the
  securities offered herein, and the offering of such securities at that time shall be deemed to be
  the initial <I>bona fide </I>offering thereof.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;The undersigned Registrant hereby undertakes:
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;To file, during any period in which offers or sales are being made, a post-effective
  amendment to this Registration Statement:
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) To include any prospectus required by Section&nbsp;10(a)(3) of the Securities Act;
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) To reflect in the prospectus any facts or events arising after the effective
  date of the Registration Statement (or the most recent post-effective amendment thereof)
  which, individually or in the aggregate, represent a fundamental change in the
  information set forth in the Registration Statement. Notwithstanding the foregoing, any
  increase or decrease in volume of securities offered (if the total dollar value of
  securities offered would not exceed
  that which was registered) and any deviation from the low or high end of the
  estimated maximum offering range may be reflected in the form of prospectus filed with
  the
  </DIV>
  
  <P align="center" style="font-size: 10pt">-4-
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">Commission pursuant to Rule 424(b) of the Securities Act if, in the aggregate, the
  changes in volume and price represent no more than 20&nbsp;percent change in the maximum
  aggregate offering price set forth in the &#147;Calculation of Registration Fee&#148; table in the
  effective registration statement; and
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) To include any material information with respect to the plan of distribution
  not previously disclosed in the Registration Statement or any material change to such
  information in the Registration Statement;
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt"><I>provided</I>, <I>however</I>, that paragraphs 2(a)(i) and 2(a)(ii) do not apply if the information required to
  be included in a post-effective amendment by those paragraphs is contained in periodic reports
  filed by the Registrant pursuant to Section&nbsp;13 or Section 15(d) of the Exchange Act that are
  incorporated by reference herein.</DIV>
  
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;That, for the purpose of determining any liability under the Securities Act, each such
  post-effective amendment shall be deemed to be a new registration statement relating to the
  securities offered herein, and the offering of such securities at that time shall be deemed to be
  the initial <I>bona fide </I>offering thereof.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;To remove from registration by means of a post-effective amendment any of the securities
  being registered which remain unsold at the termination of the offering.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;That, for purposes of determining any liability under the Securities Act, each filing of
  the Registrant&#146;s annual report pursuant to Section 13(a) or Section 15(d) of the Securities
  Exchange Act of 1934 that is incorporated by reference in the registration statement shall be
  deemed to be a new registration statement relating to the securities offered therein, and the
  offering of such securities at that time shall be deemed to be the initial <I>bona fide </I>offering
  thereof.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;Insofar as indemnification for liabilities arising under the Securities Act may be
  permitted to directors, officers and controlling persons of the Registrant pursuant to the
  foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the
  Securities and Exchange Commission such indemnification is against public policy as expressed in
  the Act and is, therefore, unenforceable. In the event that a claim for indemnification against
  such liabilities (other than the payment by the Registrant of expenses incurred or paid by a
  director, officer or controlling person of the Registrant in the successful defense of any action,
  suit or proceeding) is asserted by such director, officer or controlling person in connection with
  the securities being registered, the Registrant will, unless in the opinion of its counsel the
  matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the
  question whether such indemnification by it is against public policy as expressed in the Act and
  will be governed by the final adjudication of such issue.
  </DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt">* * *
  </DIV>
  
  
  <P align="center" style="font-size: 10pt">-5-
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  
  
  <!-- link1 "SIGNATURES" -->
  <DIV align="left"><A NAME="009"></A></DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>SIGNATURES</B>
  </DIV>
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it
  has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and
  has duly caused this Registration Statement to be signed on its behalf by the undersigned,
  thereunto duly authorized, in Franklin, Massachusetts, on June&nbsp;28, 2006.
  </DIV>
  
  <TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
  <TR>
      <TD width="48%">&nbsp;</TD>
      <TD width="1%">&nbsp;</TD>
      <TD width="1%">&nbsp;</TD>
      <TD width="35%">&nbsp;</TD>
      <TD width="15%">&nbsp;</TD>
  </TR>
  <TR>
      <TD valign="top" align="left">&nbsp;</TD>
      <TD colspan="3" align="left"><FONT style="font-variant: SMALL-CAPS">benjamin franklin bancorp, inc.</FONT><BR>
  &nbsp;</TD>
      <TD>&nbsp;</TD>
  </TR><TR>
      <TD align="left">&nbsp;</TD>
      <TD valign="top">By:&nbsp;&nbsp;</TD>
      <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">/s/ Thomas R. Venables
  &nbsp;</TD>
      <TD>&nbsp;</TD>
  </TR><TR>
      <TD align="left">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD colspan="2" align="left">Thomas R. Venables&nbsp;</TD>
      <TD>&nbsp;</TD>
  </TR><TR>
      <TD align="left">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD colspan="2" align="left">President and Chief Executive Officer&nbsp;</TD>
      <TD>&nbsp;</TD>
  </TR>
  <TR>
      <TD colspan="5">&nbsp;</TD>
  </TR>
  </TABLE>
  <!-- link1 "POWER OF ATTORNEY" -->
  <DIV align="left"><A NAME="010"></A></DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>POWER OF ATTORNEY</B>
  </DIV>
  
  
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS that each individual whose signature appears below constitutes
  and appoints Thomas R. Venables and Claire S. Bean and each of them, his true and lawful
  attorneys-in-fact and agents with full power of substitution, for him and in his name, place and
  stead, in any and all capacities, to sign any and all amendments (including post-effective
  amendments) to this Registration Statement, and to file the same, with all exhibits thereto, and
  all documents in connection therewith, with the Securities and Exchange Commission, granting unto
  said attorneys-in-fact and agents, and each of them, full power and authority to do and perform
  each and every act and thing which they, or either of them, may deem necessary or advisable to be
  done in connection with this Registration Statement, as fully to all intents and purposes as he
  might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and
  agents or any of them, or any substitute or substitutes for either or both of them, may lawfully do
  or cause to be done by virtue hereof.
  </DIV>
  
  <DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has
  been signed by the following persons in the capacities and on the dates indicated.
  </DIV>
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="30%">&nbsp;</TD>
      <TD width="5%">&nbsp;</TD>
      <TD width="40%">&nbsp;</TD>
      <TD width="5%">&nbsp;</TD>
      <TD width="20%">&nbsp;</TD>
  </TR>
  <TR style="font-size: 10pt" valign="bottom">
      <TD nowrap align="left" style="border-bottom: 0px solid #000000"><u>Signature</u></TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="left" style="border-bottom: 0px solid #000000"><u>Title</u></TD>
      <TD>&nbsp;</TD>
      <TD nowrap align="left" style="border-bottom: 0px solid #000000"><u>Date</u></TD>
  </TR>
  
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom"><!-- Blank Space -->
      <TD align="right">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD align="center" nowrap valign="top">&nbsp;</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Thomas R. Venables
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Thomas R. Venables</TD>
      <TD>&nbsp;</TD>
      <TD align="left">
  President, Chief Executive Officer and Director<br>
  <I>(Principal Executive Officer)</I>
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Claire S. Bean
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Claire S. Bean</TD>
      <TD>&nbsp;</TD>
      <TD align="left">
  Treasurer and Chief Financial Officer<br>
  <I>(Principal Financial and Accounting Officer</I>)
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Mary Ambler
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Mary Ambler</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ William P. Bissonnette
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  William P. Bissonette</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Richard E. Bolton, Jr.
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Richard E. Bolton, Jr.</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  
  <P align="center" style="font-size: 10pt">-6-
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="30%">&nbsp;</TD>
      <TD width="5%">&nbsp;</TD>
      <TD width="40%">&nbsp;</TD>
      <TD width="5%">&nbsp;</TD>
      <TD width="20%">&nbsp;</TD>
  </TR>
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom">
      <TD align="left" valign="top">/s/ William F. Brady, Jr.
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  William F. Brady, Jr.</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Paul E. Capasso
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Paul E. Capasso</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ John C. Fuller
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  John C. Fuller</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Jonathan A. Hayes
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Jonathan A. Hayes</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Anne M. King
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Anne M. King</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Richard D. Mann
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Richard D. Mann</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Daniel F. O&#146;Brien
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Daniel F. O&#146;Brien</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Charles F. Oteri
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Charles F. Oteri</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Donald P. Quinn
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Donald P. Quinn</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Neil E. Todreas
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Neil E. Todreas</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Alfred H. Wahlers
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Alfred H. Wahlers</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <TR valign="bottom" style="padding-top: 1em">
      <TD align="left" valign="top">/s/ Charles Yergatian
  <DIV style="font-size: 1pt; border-bottom: 1px solid #000000">&nbsp;</DIV>
  Charles Yergatian</TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">
  Director
  </TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">June 28, 2006</TD>
  </TR>
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  
  <P align="center" style="font-size: 10pt">-7-
  </DIV>
  
  <!-- PAGEBREAK -->
  <P><HR noshade><P>
  <H5 align="left" style="page-break-before:always"><A HREF="#toc">Table of Contents</A></H5><P>
  
  <DIV style="font-family: 'Times New Roman',Times,serif">
  
  <!-- link1 "EXHIBIT INDEX" -->
  <DIV align="left"><A NAME="011"></A></DIV>
  
  <DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>EXHIBIT INDEX</B>
  </DIV>
  
  <DIV align="center">
  <TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
  <!-- Begin Table Head -->
  <TR valign="bottom">
      <TD width="1%">&nbsp;</TD>
      <TD width="2%">&nbsp;</TD>
      <TD width="97%">&nbsp;</TD>
  </TR>
  <!-- End Table Head -->
  <!-- Begin Table Body -->
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">5
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Opinion of Foley Hoag <FONT style="font-variant: SMALL-CAPS">llp</FONT> as to the legality of the securities being registered</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.1
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Consent of Foley, Hoag &#038; Eliot <FONT style="font-variant: SMALL-CAPS">llp</FONT> (included in Exhibit&nbsp;5)</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.2
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Consent of Wolf &#038; Company P.C.</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">24
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Power of Attorney (contained on the signature page)</TD>
  </TR>
  <TR valign="bottom"><!-- Blank Space -->
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">&nbsp;</TD>
  </TR>
  <TR valign="bottom">
      <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
  </DIV></TD>
      <TD>&nbsp;</TD>
      <TD align="left" valign="top">Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan (included as Appendix&nbsp;B to the
  Company&#146;s Definitive Proxy Statement filed with the Securities and Exchange Commission on
  March&nbsp;28, 2006 and incorporated herein by reference).</TD>
  </TR>
  <!-- End Table Body -->
  </TABLE>
  </DIV>
  
  
  <P align="center" style="font-size: 10pt">-8-
  </DIV>
  
  </BODY>
  </HTML>
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text: sv8
  Table of Contents
  As filed with the Securities and Exchange commission on June 30, 2006
  Registration No. __________
  SECURITIES AND EXCHANGE COMMISSION
  Washington, D.C. 20549
  FORM S-8
  REGISTRATION STATEMENT
  UNDER
  THE SECURITIES ACT OF 1933
  Benjamin Franklin Bancorp, Inc.
  (Exact Name of Registrant as Specified in its Charter)
  Massachusetts
  (State or Other Jurisdiction of Incorporation or Organization)
  04-3336598
  (I.R.S. Employer Identification No.)
  P.O. Box 309, 58 Main Street, Franklin, Massachusetts
  02038-0309
  (Address of Principal Executive Offices)
  (Zip Code)
  Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan
  (Full Title of the Plan)
  Thomas R. Venables
  President and Chief Executive Officer
  Benjamin Franklin Bancorp, Inc.
  P.O. Box 309
  58 Main Street
  Franklin, Massachusetts 02038-0309
  (Name and Address of Agent For Service
  (508) 528-7000
  Telephone Number, Including Area Code, of Agent For Service)
  With a Copy to:
  Carol Hempfling Pratt, Esq.
  Foley Hoag
  llp
  155 Seaport Boulevard
  Boston, Massachusetts 02210
  (617) 832-1000
  CALCULATION OF REGISTRATION FEE
  Amount
  Proposed Maximum
  Proposed Maximum
  Amount of
  Title of Each Class of Securities
  to be
  Offering Price
  Aggregate Offering
  Registration
  to be Registered
  Registered (1)
  Per Share (2)
  Price
  Fee
  Common Stock (par value $.01)
  836,837 shares
  $13.82
  $11,565,088
  $1,237.47
  (1)
  Maximum number of shares issuable under the Benjamin Franklin Bancorp, Inc. 2006
  Stock Incentive Plan is 836,837.
  (2)
  Estimated solely for the purpose of calculating the registration fee pursuant to Rule 457(c)
  and (h) under the Securities Act of 1933, upon the basis of the average of the high and low prices
  of the common stock of the Registrant on June 27, 2006, as reported on the Nasdaq Stock
  Market.
  TABLE OF CONTENTS
  PART I
  PART II
  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
  Item 3. Incorporation of Documents by Reference.
  Item 4. Description of Securities.
  Item 5. Interests of Named Experts and Counsel.
  Item 6. Indemnification of Directors and Officers.
  Item 7. Exemption from Registration Claimed.
  Item 8. Exhibits.
  Item 9. Undertakings.
  SIGNATURES
  POWER OF ATTORNEY
  EXHIBIT INDEX
  Ex-5 Opinion of Foley Hoag LLP
  Ex-23.2 Consent of Wolf & Company, P.C.
  Table of Contents
  PART I
  The document(s) containing the information specified in Part I of Form S-8 will be sent or
  given to participating employees and directors as specified by Rule 428(b)(1) of the Securities Act
  of 1933, as amended (the "Securities Act"). These documents and the documents incorporated by
  reference into this Registration Statement pursuant to Item 3 of Part II of this Registration
  Statement, taken together, constitute a prospectus that meets the requirements of Section 10(a) of
  the Securities Act.
  PART II
  INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
  Item 3. Incorporation of Documents by Reference.
  The following documents are hereby incorporated by reference in this Registration Statement:
  (1) The Registrant's Annual Report on Form 10-K for the fiscal year ended December 31, 2005
  filed with the Commission on March 28, 2006;
  (2) All reports filed by the Registrant pursuant to Section 13(a) or 15(d) of the Securities
  Exchange Act of 1934, as amended, since the end of the fiscal year covered by the Form 10-K
  referred to in clause (1) above; and
  (3) The description of the Registrant's Common Stock contained in its Registration Statement
  on Form 8-A filed with the Commission on March 9, 2005 including any amendment or report filed for
  the purpose of updating such description.
  All documents filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the
  Securities Act of 1934, as amended (the "Exchange Act"), prior to the filing of a post-effective
  amendment which indicates that all securities offered have been sold or which deregisters all
  securities then remaining unsold, shall be deemed to be incorporated by reference in this
  Registration Statement and to be a part hereof from the date of filing of such documents (such
  documents, and the documents enumerated above, being hereinafter referred to as "Incorporated
  Documents"); provided, however, that the documents enumerated above or subsequently filed by the
  Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act in each year during
  which the offering made hereby is in effect prior to the filing of the Registrant's Annual Report
  on Form 10-K for such year shall not be Incorporated Documents or be incorporated by reference
  herein or be a part hereof from and after the filing of such Report.
  Any statement contained in this Registration Statement, or in a document incorporated or
  deemed to be incorporated by reference herein, shall be deemed to be modified or superseded for
  purposes of this Registration Statement to the extent that a statement contained herein, or in any
  other subsequently filed document which also is or is deemed to be incorporated by reference
  herein, modifies or supersedes such statement. Any such statement so modified or superseded shall
  not be deemed, except as so modified or superseded, to constitute a part of this Registration
  Statement.
  Item 4. Description of Securities.
  Not applicable.
  Table of Contents
  Item 5. Interests of Named Experts and Counsel.
  Not applicable.
  Item 6. Indemnification of Directors and Officers.
  Sections 8.50-8.59 of the Massachusetts Business Corporation Act authorize a Massachusetts
  corporation to indemnify its present and former directors and officers under certain conditions.
  Article 7 of Registrant's by-laws provides that we shall indemnify each person who serves or has
  served as a director or officer at the level of Vice President or above to the fullest extent
  permitted by applicable law, against expenses (including attorney's fees), judgments, fines, ERISA
  excise taxes, penalties, and amounts reasonably paid in settlement incurred in connection with any
  threatened, pending or completed action, suit, arbitration, alternate dispute resolution mechanism,
  inquiry, investigation, administrative hearing or any other proceeding whether civil, criminal,
  administrative, arbitrative or investigative (without regard to whether the basis of such
  proceeding is alleged action in an official capacity as a director or officer or in any other
  capacity for or on behalf of Registrant while serving as a director or officer) or any claim, issue
  or matter therein, which proceeding such director or officer is, or is threatened to be made, a
  party to or participant in by reason of the fact that he or she is or was one of our directors or
  officers or was serving at our request as a director, officer, trustee, or in a similar capacity
  with another corporation, partnership, joint venture, trust, employee benefit plan or other
  enterprise. The rights of indemnification continue as to a director or officer after he or she has
  ceased to be a director or officer and shall inure to the benefit of his or her heirs, estate,
  executors, administrators and personal representatives. No amendment, termination or repeal of the
  provisions of Article 7 of our by-laws or of the relevant provisions of the Massachusetts Business
  Corporation Act shall affect or deprive a director or officer of the benefit of those by-laws or
  applicable law with respect to any proceeding arising out of or relating to any actions,
  transactions or facts occurring prior to such amendment, termination or repeal.
  Section 2.02 of the Massachusetts Business Corporation Act authorizes a Massachusetts
  corporation to adopt a charter provision eliminating or limiting the personal liability of
  directors to the corporation for monetary damages for breach of fiduciary duty as directors,
  provided that the provision may not eliminate or limit the liability of directors for:
  •
  any breach of the director's duty of loyalty to the corporation or its stockholders;
  •
  any acts or omissions not in good faith or which involve intentional misconduct or
  a knowing violation of law;
  •
  any improper distributions to stockholders under Section 6.40 of the Massachusetts
  Business Corporation Act; or
  •
  any transaction from which the director derived an improper personal benefit.
  Section 6.5.4 of Registrant's articles of organization provides that, to the maximum extent
  permitted by the Massachusetts Business Corporation Act, none of our directors shall be personally
  liable to us or our stockholders for monetary damages for breach of fiduciary duty as a director
  notwithstanding any provision of law imposing such liability. No amendment to or repeal of the
  provisions of Section 6.5.4 shall apply to or have any effect on the liability or alleged liability
  of any director for or with respect to any act or failure to act of such director occurring prior
  to such amendment or repeal. If the Massachusetts Business Corporation Act is subsequently amended
  to further eliminate or limit the personal liability of directors or to authorize corporate action
  to further eliminate or limit such liability, then the liability of the directors will be
  eliminated or limited to the fullest extent permitted by the Massachusetts Business Corporation Act
  as so amended. A principal effect of Section 6.5.4 is to limit or
  eliminate the potential liability of our directors for monetary damages arising from breaches of
  their duty of care, unless the breach involves one of the four exceptions described above.
  -3-
  Table of Contents
  Section 8.57 of the Massachusetts Business Corporation Act also authorizes a Massachusetts
  corporation to obtain insurance on behalf of its directors and officers against liability incurred
  by them in those capacities. Registrant has procured a directors' and officers' liability and
  company reimbursement liability insurance policy that insures (a) our directors and officers
  against losses, above a deductible amount, arising from specified types of claims made against them
  by reason of enumerated acts done or attempted by our directors or officers and (b) us against
  losses, above a deductible amount, arising from any of the specified types of claims, but only if
  we are required or permitted to indemnify our directors or officers for those losses under
  statutory or common law or under provisions of our articles of organization or by-laws .
  Item 7. Exemption from Registration Claimed.
  Not applicable.
  Item 8. Exhibits.
  5
  Opinion of Foley Hoag
  llp
  as to the legality of the securities being registered
  23.1
  Consent of Foley Hoag
  llp
  (included in Exhibit 5)
  23.2
  Consent of Wolf & Company P.C.
  24
  Power of Attorney (contained on the signature page)
  99.1
  Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan (included as Appendix B to the
  Company's Definitive Proxy Statement filed with the Securities and Exchange Commission on
  March 28, 2006 and incorporated herein by reference).
  Item 9. Undertakings.
  1. The undersigned Registrant hereby undertakes that, for purposes of determining any
  liability under the Securities Act, each filing of the Registrant's or the Plan's annual report
  pursuant to Section 13(a) or Section 15(d) of the Exchange Act that is incorporated by reference in
  the Registration Statement shall be deemed to be a new registration statement relating to the
  securities offered herein, and the offering of such securities at that time shall be deemed to be
  the initial
  bona fide
  offering thereof.
  2. The undersigned Registrant hereby undertakes:
  (a) To file, during any period in which offers or sales are being made, a post-effective
  amendment to this Registration Statement:
  (i) To include any prospectus required by Section 10(a)(3) of the Securities Act;
  (ii) To reflect in the prospectus any facts or events arising after the effective
  date of the Registration Statement (or the most recent post-effective amendment thereof)
  which, individually or in the aggregate, represent a fundamental change in the
  information set forth in the Registration Statement. Notwithstanding the foregoing, any
  increase or decrease in volume of securities offered (if the total dollar value of
  securities offered would not exceed
  that which was registered) and any deviation from the low or high end of the
  estimated maximum offering range may be reflected in the form of prospectus filed with
  the
  -4-
  Table of Contents
  Commission pursuant to Rule 424(b) of the Securities Act if, in the aggregate, the
  changes in volume and price represent no more than 20 percent change in the maximum
  aggregate offering price set forth in the "Calculation of Registration Fee" table in the
  effective registration statement; and
  (iii) To include any material information with respect to the plan of distribution
  not previously disclosed in the Registration Statement or any material change to such
  information in the Registration Statement;
  provided
  ,
  however
  , that paragraphs 2(a)(i) and 2(a)(ii) do not apply if the information required to
  be included in a post-effective amendment by those paragraphs is contained in periodic reports
  filed by the Registrant pursuant to Section 13 or Section 15(d) of the Exchange Act that are
  incorporated by reference herein.
  (b) That, for the purpose of determining any liability under the Securities Act, each such
  post-effective amendment shall be deemed to be a new registration statement relating to the
  securities offered herein, and the offering of such securities at that time shall be deemed to be
  the initial
  bona fide
  offering thereof.
  (c) To remove from registration by means of a post-effective amendment any of the securities
  being registered which remain unsold at the termination of the offering.
  (d) That, for purposes of determining any liability under the Securities Act, each filing of
  the Registrant's annual report pursuant to Section 13(a) or Section 15(d) of the Securities
  Exchange Act of 1934 that is incorporated by reference in the registration statement shall be
  deemed to be a new registration statement relating to the securities offered therein, and the
  offering of such securities at that time shall be deemed to be the initial
  bona fide
  offering
  thereof.
  3. Insofar as indemnification for liabilities arising under the Securities Act may be
  permitted to directors, officers and controlling persons of the Registrant pursuant to the
  foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the
  Securities and Exchange Commission such indemnification is against public policy as expressed in
  the Act and is, therefore, unenforceable. In the event that a claim for indemnification against
  such liabilities (other than the payment by the Registrant of expenses incurred or paid by a
  director, officer or controlling person of the Registrant in the successful defense of any action,
  suit or proceeding) is asserted by such director, officer or controlling person in connection with
  the securities being registered, the Registrant will, unless in the opinion of its counsel the
  matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the
  question whether such indemnification by it is against public policy as expressed in the Act and
  will be governed by the final adjudication of such issue.
  * * *
  -5-
  Table of Contents
  SIGNATURES
  Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it
  has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and
  has duly caused this Registration Statement to be signed on its behalf by the undersigned,
  thereunto duly authorized, in Franklin, Massachusetts, on June 28, 2006.
  benjamin franklin bancorp, inc.
  By:
  /s/ Thomas R. Venables
  Thomas R. Venables
  President and Chief Executive Officer
  POWER OF ATTORNEY
  KNOW ALL MEN BY THESE PRESENTS that each individual whose signature appears below constitutes
  and appoints Thomas R. Venables and Claire S. Bean and each of them, his true and lawful
  attorneys-in-fact and agents with full power of substitution, for him and in his name, place and
  stead, in any and all capacities, to sign any and all amendments (including post-effective
  amendments) to this Registration Statement, and to file the same, with all exhibits thereto, and
  all documents in connection therewith, with the Securities and Exchange Commission, granting unto
  said attorneys-in-fact and agents, and each of them, full power and authority to do and perform
  each and every act and thing which they, or either of them, may deem necessary or advisable to be
  done in connection with this Registration Statement, as fully to all intents and purposes as he
  might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and
  agents or any of them, or any substitute or substitutes for either or both of them, may lawfully do
  or cause to be done by virtue hereof.
  Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has
  been signed by the following persons in the capacities and on the dates indicated.
  Signature
  Title
  Date
  /s/ Thomas R. Venables
  Thomas R. Venables
  President, Chief Executive Officer and Director
  (Principal Executive Officer)
  June 28, 2006
  /s/ Claire S. Bean
  Claire S. Bean
  Treasurer and Chief Financial Officer
  (Principal Financial and Accounting Officer
  )
  June 28, 2006
  /s/ Mary Ambler
  Mary Ambler
  Director
  June 28, 2006
  /s/ William P. Bissonnette
  William P. Bissonette
  Director
  June 28, 2006
  /s/ Richard E. Bolton, Jr.
  Richard E. Bolton, Jr.
  Director
  June 28, 2006
  -6-
  Table of Contents
  /s/ William F. Brady, Jr.
  William F. Brady, Jr.
  Director
  June 28, 2006
  /s/ Paul E. Capasso
  Paul E. Capasso
  Director
  June 28, 2006
  /s/ John C. Fuller
  John C. Fuller
  Director
  June 28, 2006
  /s/ Jonathan A. Hayes
  Jonathan A. Hayes
  Director
  June 28, 2006
  /s/ Anne M. King
  Anne M. King
  Director
  June 28, 2006
  /s/ Richard D. Mann
  Richard D. Mann
  Director
  June 28, 2006
  /s/ Daniel F. O'Brien
  Daniel F. O'Brien
  Director
  June 28, 2006
  /s/ Charles F. Oteri
  Charles F. Oteri
  Director
  June 28, 2006
  /s/ Donald P. Quinn
  Donald P. Quinn
  Director
  June 28, 2006
  /s/ Neil E. Todreas
  Neil E. Todreas
  Director
  June 28, 2006
  /s/ Alfred H. Wahlers
  Alfred H. Wahlers
  Director
  June 28, 2006
  /s/ Charles Yergatian
  Charles Yergatian
  Director
  June 28, 2006
  -7-
  Table of Contents
  EXHIBIT INDEX
  5
  Opinion of Foley Hoag
  llp
  as to the legality of the securities being registered
  23.1
  Consent of Foley, Hoag & Eliot
  llp
  (included in Exhibit 5)
  23.2
  Consent of Wolf & Company P.C.
  24
  Power of Attorney (contained on the signature page)
  99.1
  Benjamin Franklin Bancorp, Inc. 2006 Stock Incentive Plan (included as Appendix B to the
  Company's Definitive Proxy Statement filed with the Securities and Exchange Commission on
  March 28, 2006 and incorporated herein by reference).
  -8-